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Hampton Estates are members of the Royal Institute of Chartered Surveyors. This section of the site is a short guide to what the property owner needs to know about surveys.
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These are the main steps to be considered:

Mortgage Valuation Report

This is a limited inspection of a property and is normally required by Banks and Building Societies prior to offering Loan Finance. Primarily, it provides Valuation of the property in its present condition. It does not report in detail on repair items unless they are so severe that they will affect value or saleability. The Surveyor will access what can be reasonably seen within the property; furniture and carpets will not be removed. In addition, the general external condition of the main components that are visible from ground level within the site, or publicly accessible areas, will be inspected.

In general this report is not recommended as the only basis for deciding whether or not to buy a property.

Homebuyers Survey & Valuation Report

A more detailed inspection, designed to give the client useful information in an easily readable format. The report includes a valuation figure and reinstatement cost analysis figure.

Clients will receive a report, which will enable them to:

  • Make a reasoned and informed judgement on whether or not to proceed with the purchase;
  • Assess whether or not the property is a reasonable purchase at the agreed price;
  • Make clear what decisions and action should be taken before Contracts are exchanged with regard to Legal matters and repair works.

The Homebuyers Survey and Valuation Service covers the general condition of the property including particular features which affect its present value and which make affect its future re-sale. The inspection will look at all reasonably accessible parts of the property, internally and externally, from ground level or publicly accessible areas and comment generally on their state of repair and condition. The roof void will be entered into where practicable to enable the Surveyor to comment on the condition of the roof structure.

An overall impression of the services will be given, but they will not be tested. Outbuildings, such as garages, will be commented upon but only in respect of serious defects.

This Report is suitable for most properties but not those, which are very large, old, or of unusual construction.

Reinstatement Insurance Valuations

This is an estimate for Insurance purposes, of the current cost of re-building the property in its present form, using modern materials and techniques. The estimate also includes the cost of re-building any permanent outbuildings, site clearance and Professional Fees but excludes VAT, except on Fees for Professionals.

Probate & Matrimonial Valuations

A Valuation for matrimonial purposes aims to provide a Market Valuation, which can be used to decide how joint property assets are divided between parties involved in divorce proceedings. The Valuation Report may be used by a Solicitor or the Courts as evidence when dealing with a dispute.

A Probate Valuation is the valuation of a property, formerly part of the deceased estate and is usually requested by the Solicitors acting for the Executor (s) of the deceased. This report is used for Inheritance Tax computations.

Schedule of Condition

Report outlining the condition of a property prior to Letting, prepared on behalf of either the Landlord or the Tenant.

Arrange a Survey

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